In this way, partners or key people can continue and manage the business smoothly, and the heirs of the deceased partner will receive a fair and agreed price for the ownership shares. In most situations where there are few partners who are roughly similar in age, a cross-purchase contract can be ideal. If there are several partners who have to take out insurance on the other, the agreement could become unmanorable. On the other hand, if there are many partners of different ages and health conditions, the agreement could become complex and expensive to implement. Thanks to the purchase-sale contract, heirs and partners know that the business is positioned for prosecution. In addition, increased productivity and loyalty can be seen by all major employees who are part of the agreement and see ownership in their future.